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Personal Retirement Planning Ltd

As part of our retirement planning and Equity Release services, we provide:

  • Specialist and independent advice
  • Access to a wide range of products from the leading lenders
  • All the information needed to allow clients to make an informed decision
  • A fully dedicated personal case handler

We prefer to meet our clients in person allowing us to guide you through, and take care of, all the paperwork involved.

Read more about our Partners
Lenders – IFAs – Accountants – Solicitors – Mortgage Brokers

To ensure you receive the very best service and solutions when releasing equity from your home, we only work with lenders we implicitly trust. These time-served and proven lenders have built up fierce reputations, giving you peace of mind when investing in one of their products.

Latest News

Can I release equity from my property during lockdown?

The global pandemic has disturbed every corner of our lives, from health and finances to holidays and ceremonies. Many people have been forced to put plans on hold until further notice. In these current circumstances, older homeowners looking to access cash tied up in their property are concerned about whether they can still release equity …

Equity Release Can Ease Financial Pressure During COVID-19 Crisis

  The COVID-19 crisis has seen many industries across the nation grind to a halt. As the disease grips the economy many people are worried, not only for their health, but also for their finances. A survey by YouGov revealed 1 in 20 have lost their job and 1 in 11 have had their pay …

Equity Release Without the Rolled-Up Interest

UK property has risen in value for years, typically at a rate of 3% to 5% per year. This long-term trend, coupled with low interest rates, makes property the most valuable asset for many homeowners aged 55 and over. Increasing property wealth, and increasing life expectancy, are two factors that have driven the growing demand …

The clock is ticking on interest-only mortgages

  More than 100,000 interest-only mortgages will reach the end of their term this year, leaving thousands of borrowers in despair. According to UK Finance, interest-only borrowers owe on average £104,000. Worryingly, data shows that many people have been burying their heads in the sand and around a quarter of borrowers do not have the …


- May 22, 2020, 9:36 am

Equity release can provide a vital source of finance during these challenging times. Here we explain how equity re…
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- May 20, 2020, 8:29 am

Two out of five over 65s are not confident they will have enough money to fund their retirement, despite continuing…
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- May 19, 2020, 11:33 am

It's great to see that some of our lender partners have resumed physical valuations! #EquityRelease #Property…
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- May 18, 2020, 12:59 pm

Rightmove has urged lenders to bring back high loan to value (LTV) mortgages to help support the housing market rec…
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- May 15, 2020, 11:25 am

Average mortgage rates dropped to the lowest level on record as the property market officially reopened for busines…
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