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Personal Retirement Planning Ltd

We are specialist equity release mortgage brokers who compare equity release products to find the most suitable plan for your needs.

As part of our retirement planning and Equity Release services, we provide:

  • Specialist and independent advice
  • Access to a wide range of products from the leading lenders
  • All the information needed to allow clients to compare equity release plans and make an informed decision
  • A fully dedicated personal case handler

We prefer to meet our clients in person allowing us to guide you through, and take care of, all the paperwork involved.

Read more about our Partners

Lenders – IFAs – Accountants – Solicitors – Mortgage Brokers

To ensure you receive the very best service and solutions when releasing equity from your home, we only work with lenders we implicitly trust. These time-served and proven lenders have built up fierce reputations, giving you peace of mind when comparing equity release plans and investing in one of their products.

Latest News

How to Reduce the Cost of Equity Release

Homeowners aged 55 and over unlocked £1.17bn of property wealth during Q2 2021. There were 20,352 new and returning customers who accessed some of the cash tied up in their homes. As the number of borrowers continues to soar and the amount of property wealth that UK homeowners access also increases, it’s ever more important …

Is Equity Release a Good Idea and is it Safe?

More and more people are considering equity release as a way to raise cash in later life. Factors including increasing life expectancy, coupled with a state pension age that is a moving goal post, are just some of the reasons why equity release is becoming a more popular option in retirement. However, you may have …

How Equity Release Can Help Reduce Inheritance Tax

As inheritance tax bills increase, more and more people are looking for ways to reduce their inheritance tax liability and equity release can be an option for some. What is Equity Release? Equity release allows you to access the cash tied up in your home via a loan that is secured against the value of …

New Partnership with Strathmore Wills & Estate Planning

We are delighted to announce our new partnership with Strathmore Wills & Estate Planning! By way of introduction, we spoke to our new partners, Ravi and Kamal, to hear first-hand about their company and what the new partnership means for them, their business, and most importantly, their clients… Tell us about your company, what services …


- October 11, 2021, 11:46 am

Top Tip #14👇 When choosing the right #EquityRelease product don’t focus on the interest rate alone. It can be tempting to pick the plan with the lowest interest rate but there are other factors to consider such as ERCs and whether you can borrow additional funds in the future.
h J R

- September 30, 2021, 8:14 am

@jimconey James, equity release 10 years ago has absolutely no reflection on equity release/ Lifetime Mortgages as they are today, it’s a completely different product and much more flexible with so many more options for clients.
h J R

- September 21, 2021, 9:40 am

90% of equity release customers would recommend equity release to family and friends – according to a new report. Many borrowers said that equity release had improved their standard of living and enabled them to help family and friends...
h J R

- September 20, 2021, 8:31 am

Equity Release Top Tip #13👇 When releasing equity you must seek both financial and legal advice. A qualified adviser can assess your financial circumstances to determine whether #EquityRelease is suitable for you and a solicitor will take care of the legal paperwork✔️
h J R

- September 17, 2021, 1:41 pm

As #EquityRelease Advisers, it’s our job to make sure our clients have the most suitable AND the most affordable plan for their individual needs. In our latest blog we explain how equity release borrowers can reduce the cost of their loan👇
h J R