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Personal Retirement Planning Ltd

We are specialist equity release mortgage brokers who compare equity release products to find the most suitable plan for your needs.

As part of our retirement planning and Equity Release services, we provide:

  • Specialist and independent advice
  • Access to a wide range of products from the leading lenders
  • All the information needed to allow clients to compare equity release plans and make an informed decision
  • A fully dedicated personal case handler

We prefer to meet our clients in person allowing us to guide you through, and take care of, all the paperwork involved.

Read more about our Partners

Lenders – IFAs – Accountants – Solicitors – Mortgage Brokers

To ensure you receive the very best service and solutions when releasing equity from your home, we only work with lenders we implicitly trust. These time-served and proven lenders have built up fierce reputations, giving you peace of mind when comparing equity release plans and investing in one of their products.

Latest News

How to Protect Your Inheritance When Taking Equity Release

If you’re considering releasing equity from your property, you may be wondering how does equity release affect your inheritance? And can you leave an inheritance to your family when taking equity release? The short answer is yes, it is possible to leave an inheritance to your family if you take equity release, although it might …

Why it’s Important to Have a Lasting Power of Attorney

Over the last few years there has been an increase in the number of people applying for a Lasting Power of Attorney. That trend goes hand in hand with the increased appetite for retirement planning advice and products such as equity release lifetime mortgages. People want to live a comfortable lifestyle during retirement and more …

How to Reduce the Cost of Equity Release

Homeowners aged 55 and over unlocked £1.17bn of property wealth during Q2 2021. There were 20,352 new and returning customers who accessed some of the cash tied up in their homes. As the number of borrowers continues to soar and the amount of property wealth that UK homeowners access also increases, it’s ever more important …

Is Equity Release a Good Idea and is it Safe?

More and more people are considering equity release as a way to raise cash in later life. Factors including increasing life expectancy, coupled with a state pension age that is a moving goal post, are just some of the reasons why equity release is becoming a more popular option in retirement. However, you may have …

@PRPEquityAdvice

- November 15, 2021, 11:16 am

2021 is set to be a record-breaking year for the equity release sector🏡 From Jan to Sep this year borrowers released a total of £3.46bn of equity from their properties and the market looks set to surpass the £4bn lending milestone for the first time📈 #EquityRelease
h J R
@PRPEquityAdvice

- November 4, 2021, 10:22 am

Pure Retirement is introducing personalised interest rates for #EquityRelease based on each borrower’s postcode, property type, age, and loan amount🏡 This means we can provide a more tailored and personal service to borrowers✔️ #Property #Retirement
h J R
@PRPEquityAdvice

- October 11, 2021, 11:46 am

Top Tip #14👇 When choosing the right #EquityRelease product don’t focus on the interest rate alone. It can be tempting to pick the plan with the lowest interest rate but there are other factors to consider such as ERCs and whether you can borrow additional funds in the future.
h J R
@PRPEquityAdvice

- September 30, 2021, 8:14 am

@jimconey James, equity release 10 years ago has absolutely no reflection on equity release/ Lifetime Mortgages as they are today, it’s a completely different product and much more flexible with so many more options for clients.
h J R
@PRPEquityAdvice

- September 21, 2021, 9:40 am

90% of equity release customers would recommend equity release to family and friends – according to a new report. Many borrowers said that equity release had improved their standard of living and enabled them to help family and friends... https://t.co/h7C37Qf2wu
h J R