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Personal Retirement Planning Ltd

We are specialist equity release mortgage brokers who compare equity release products to find the most suitable plan for your needs.

As part of our retirement planning and Equity Release services, we provide:

  • Specialist and independent advice
  • Access to a wide range of products from the leading lenders
  • All the information needed to allow clients to compare equity release plans and make an informed decision
  • A fully dedicated personal case handler

We prefer to meet our clients in person allowing us to guide you through, and take care of, all the paperwork involved.

Read more about our Partners

Lenders – IFAs – Accountants – Solicitors – Mortgage Brokers

To ensure you receive the very best service and solutions when releasing equity from your home, we only work with lenders we implicitly trust. These time-served and proven lenders have built up fierce reputations, giving you peace of mind when comparing equity release plans and investing in one of their products.

Latest News

How to release equity from your home

Releasing equity from your home is a big financial decision that can have a positive impact on your lifestyle throughout retirement, although it isn’t suitable for everyone. Over the last few years, the number of product options available to borrowers has increased significantly. There is now more choice and flexibility that accommodate a wider range …

An equity release remortgage could save thousands in interest costs

Equity release borrowers could save a significant amount of money in interest costs by switching to a different product with a lower interest rate. The average fixed rate for equity release has dropped from 7% to 4.27% in the last 10 years, with some rates plummeting as low as just 2.6% as competition soars. What’s …

When is the right time to release equity?

Equity release is a huge financial and lifestyle decision that shouldn’t be taken lightly, and during precarious times like the present, people tend to be even more cautious with their finances. When looking to access cash, borrowers are advised of all other options before they consider equity release. It is typically the option of last …

Dispelling the Myths and Concerns of Equity Release: Webinar

Despite the rapid growth of the equity release sector, there is still concern, negativity and misinformation around the process of unlocking cash tied up in your home. This webinar brings together qualified professionals who are best placed to explain the facts and answer your questions. Our panelists include: • Ian Liborwich, Business Development Director at …

@PRPEquityAdvice

- September 24, 2020, 10:17 am

Cash poor, asset rich? 🏡 If your wealth is tied up in property, you may be unable to gift money to loved ones, red… https://t.co/PK5Gv5ZdUZ
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@PRPEquityAdvice

- September 23, 2020, 10:29 am

RT @Equity_Council: Our Autumn Market Report is published today. @DavidBurrowesUK said the data showed that despite the uncertainty the mar…
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@PRPEquityAdvice

- September 23, 2020, 10:28 am

RT @Equity_Council: Industry leaders have had their say on the findings of the Council's latest market report. Hear from @WeAreJustUK @…
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@PRPEquityAdvice

- September 14, 2020, 10:11 am

If you took out a mortgage in the 90s, or early noughties, it’s worth checking what type of mortgage you have 🏡 Yo… https://t.co/nZR4tSUlPX
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@PRPEquityAdvice

- September 9, 2020, 8:06 am

Check out the FT Adviser's new guide below that explores: how equity release products have evolved ✔️ how lending h… https://t.co/rqoSM23z38
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