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Personal Retirement Planning Ltd

We are specialist equity release mortgage brokers who compare equity release products to find the most suitable plan for your needs.

As part of our retirement planning and Equity Release services, we provide:

  • Specialist and independent advice
  • Access to a wide range of products from the leading lenders
  • All the information needed to allow clients to compare equity release plans and make an informed decision
  • A fully dedicated personal case handler

We prefer to meet our clients in person allowing us to guide you through, and take care of, all the paperwork involved.

Read more about our Partners

Lenders – IFAs – Accountants – Solicitors – Mortgage Brokers

To ensure you receive the very best service and solutions when releasing equity from your home, we only work with lenders we implicitly trust. These time-served and proven lenders have built up fierce reputations, giving you peace of mind when comparing equity release plans and investing in one of their products.

Latest News

How Does Equity Release Work?

Equity release has soared in popularity over the last few years and is becoming a core part of later life financial planning. As competition among equity release lenders has increased, the number of product options available to borrowers has also increased while rates have gone down. There is now more flexibility than ever before to …

How much does equity release cost?

If you have been thinking about unlocking cash from your home, you may be wondering how much does equity release cost? In this blog we outline the different fees and interest that you can expect to pay when taking out an equity release plan. About Equity Release Historically there has been a stigma attached to …

Equity release borrowers increasingly use funds to purchase property

Homeowners aged 55 and over are increasingly unlocking cash from their homes to purchase property and make home improvements. The events of the last 12 months have influenced borrower behaviour and triggered a shift in the reasons why homeowners are releasing equity in favour of purchasing property and making property renovations. The reasons why people …

How Equity Release Can Facilitate a Divorce Settlement

While the divorce rate in the UK is decreasing overall, divorces among the over 60s are unfortunately increasing. Divorce in later life can have a huge impact on personal finances, especially at retirement age. What’s more, splitting assets and wealth during divorce can be a difficult and stressful process. After several years of accumulating wealth, …


- June 17, 2021, 11:15 am

Throwback to this lovely review from Kate, one of our equity release clients… #ThrowbackThursday #EquityRelease…
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- June 16, 2021, 10:21 am

UK holiday homes are attracting a lot of interest due to travel restrictions and the rise of staycations. Some eq…
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- June 15, 2021, 8:51 am

One of our partner lenders, more2life, has enhanced its equity release proposition with the launch of two products…
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- June 1, 2021, 1:14 pm

If you have been thinking about unlocking cash from your home, you may be wondering how much does equity release co…
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- May 28, 2021, 11:30 am

We made the cut! 🙌 Personal Retirement Planning has been named a finalist in the 2021 Investment Life & Pensions M…
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