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About Us


We are independent Equity Release specialists

We search the market to find the best solution for you

If you are thinking of taking out an Equity Release product, you should take financial advice from an Independent Financial Adviser. All advisers recommending Equity Release schemes must have a specialist qualification – which is where Personal Retirement Planning (PRP) come in. So if Equity Release is the right choice for you, we will be able to suggest the plan most suited to your needs by researching all the products in the market.

PRP is a member of and on the Equity Release Council member directory, so you can be sure we abide by the trade body’s strict Rules and Standards which go beyond the basic regulatory requirements.

PRP is registered by the Financial Conduct Authority – a firm on the FCA register is regulated and must sign up to the Financial Ombudsman Service, a free-to-use complaints service if you’re unhappy with the service you receive.


We offer a free no-obligation consultation for you to find out more about unlocking the cash from your home and answering any questions you might have and ensuring you are able to consider all the available alternatives.

This may include
  • Downsizing your house
  • Assistance for family
  • Using any savings you have to fund your plans
  • Other forms of borrowing

And remember, if Equity Release is not right for your situation, we will tell you!


Independent impartial advice

A face-to-face appointment in your
home or over the phone if you’d prefer

Exclusive offers

A personal case handler who will take care of all the paperwork for you

How can Personal Retirement Planning help you to help your clients?

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