Three in five homeowners

Three in five (61%) UK homeowners are interested in releasing money from their property in later life to meet various financial needs, according to a study by the Equity Release Council. That’s equivalent to 18.7 million people!

The later life lending sector represents a huge opportunity for introducers to meet their clients’ needs and aspirations, while expanding their service offering and increasing their income.

Financial Introducers

At Personal Retirement Planning we work with a number of introducers including:

  • Financial Advisers
  • Solicitors
  • Divorce Solicitors
  • Estate Agents
  • Mortgage Brokers
  • Accountants
  • And more

We’ve built a stellar reputation for providing the highest levels of care and service to both our introducers and their clients.

How we support you and your clients

There are many reasons why your clients, specifically homeowners aged 55 and over, might want to borrow money secured against the value of their home. For example, they:

  • Want to replace an interest only mortgage that is coming to an end
  • Want to help a client bridge a shortfall on moving to a new property
  • Want to raise money to help their children or grandchildren on to the property ladder
  • Want to stay in the home after a divorce or separation
  • Reduce IHT by gifting and letting interest roll up
  • Keep SIPP funds in place and IHT free for the future
  • Help clients who are asset rich and cash poor
  • Maintain lifestyle and make home improvements
  • Raise cash without affecting current monetary assets
  • And many more!

We have the knowledge and expertise to advise your clients on these scenarios and recommend the most suitable later life mortgage for their needs.

Why refer your clients to us?

Introducers trust us to deliver for their clients time and again because we approach every case with the same careful consideration and professionalism. Our breadth of experience has afforded us the ability to handle the most complex of cases and deliver good outcomes for our clients. 

We’re a proud and approved member of the Equity Release Council and only recommend lenders and solicitors who are also members of the Council. This means every later life lending product we recommend comes with a no negative equity guarantee – meaning your clients will never owe more than their property is worth. This is just one of many safeguards that are in place to protect borrowers.

What truly sets us apart is our ability to form a relationship with each client based on trust and transparency. We are very understanding and empathetic to our clients’ circumstances and are patient in explaining the finer details using simple language.

Testimonial from a financial introducer

“Tony has provided advice to my clients since 2014, without any issues, so he’s the first person I contact whenever I have any concerns regarding one of my client’s circumstances. He has a desire to gain a thorough understanding of the client’s needs and wishes to find the best product. This means I never have any hesitation recommending Tony’s services to both clients, and friends & family. He draws from his wealth of industry experience to provide thoughtful, accurate and clear advice, and each time the feedback has been outstanding. In several instances he has corrected poor advice from previous advisers, and delivered a better outcome.”

Duncan Wilkins 

Independent Financial Adviser and introducer to Personal Retirement Planning

Testimonial from a client

“We were very likely not an easy case, and in an awful financial dilemma. Barry Leigh / PRP Ltd were professional and very clear every step of the way and going above and beyond the call of duty by helping with several of our own issues that arose during the past couple of months. Our Lifetime Mortgage finally completed last week and we can now relax and stop worrying. We cannot speak highly enough of the friendly professionalism together with various help and advice we got at what was a very difficult time for us. We got exactly what we needed / wanted and could not have done it on our own. Thank You from the bottom of our hearts. David and Melanie from North West”

David Murrell via Trustpilot 

Referring your clients to Personal Retirement Planning

If you’re keen to tap into the opportunities that the later life lending sector has to offer and would like to find out more about referring your clients to Personal Retirement Planning please get in touch to book a meeting. We’d be happy to discuss our referral process, how we can support you and your clients and our referral fees. Contact Barry Leigh via email to book a meeting. 

Request a copy of our introducer brochure