Life Insurance

If you are nearing the retirement age, on the verge of retiring or have already retired, you may be concerned about having life insurance after retirement. You are not alone in this regard, as this is something that concerns many people as they get older.

At Personal Retirement Planning, we understand how important this is because having life insurance to cover funeral costs eases the strain and lifts the financial and emotional burden somewhat for your loved ones.

With so many different life insurance funeral plans though, we also appreciate how much of a bewildering and overwhelming decision it can be to find the right plan for you. That is why we are here to help.

We can help you find the best insurance to cover funeral costs so that your loved ones are not left with the bill once you have passed. We have positive, working relationships with the biggest providers of life insurance retirement plans and funeral expense insurance in the country, such as Liverpool Victoria, more2life, Legal & General, Friends Life and Aviva and will be able to ensure that your policy is designed with you and your own specific needs in mind.

What’s more, you will also get access to these plans at highly competitive and affordable prices. At Personal Retirement Planning, we have no novelties or gimmicks, such as vouchers and free Biro to try and entice you to take a funeral insurance cover policy through us.

Rather, we do our level best to offer the best advice that we can, tailored to your own circumstances. Not only will we guide you towards finding the best policy, but we will explain even the finer details of your policy and coverage so that we are sure you understand them fully.

It doesn’t have to seem like a completely different language, trying to make heads or tails of funeral expense insurance. We can also ensure that you have all the help you need with regards to making payments in good time, by having your funeral life insurance placed in a trust.

If inheritance tax is a worry for you, we can also help you plan to avoid being stung too hard by that.

At Personal Retirement Planning, we don’t just help you to ensure that your own needs are looked after with a life insurance for retirement, but we also ensure that your family and loved one’s needs are met. This may include ensuring that they are protected against job loss, growing families or mortgage prices.

For all your life insurance retirement plan and funeral expense insurance needs, our team here at Personal Retirement Planning are here for you. Why not give us a call today or contact us using the online form and we will help give you the peace of mind that comes from knowing that you are not only financially secure from retirement through to death, but your family will not have the burdens of funeral costs and other associate costs on top of the pain and suffering grief causes.